Payment Gateways (Stripe & Plaid)
Payment Gateways (Stripe & Plaid)
Payment Gateways in GAAPx enable seamless collection of recurring SaaS subscriptions and large enterprise invoices via automated credit card charges, ACH Direct Debit, and bank feed synchronization.
:::info SCREENSHOT PLACEHOLDER: Payment Gateway & Settlement Dashboard
Location in App: App > Payments > Gateways
Visual Description: Gateway overview showing active Stripe account status, Plaid bank feed connections, daily settlement totals, and fee schedules.
Recommended Dimensions: 1200 x 675
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Supported Processing Methods
1. Stripe (Credit Card & ACH)
- Tokenized Auto-Pay: Securely captures customer credit cards and bank tokens for automated billing schedule charges.
- Hosted Payment Links: Dispatches 1-click payment links on invoice emails with zero customer login requirements.
- Fee Accounting: Automatically splits gross collections and Stripe processing fees into designated GL expense accounts.
2. Plaid (Open Banking & Instant Micro-Deposits)
- Instant Account Verification: Allows enterprise customers to authorize ACH Direct Debit without waiting for traditional 2-day micro-deposits.
- Bank Feed Integration: Pulls live transaction statements from major banks (JPMorgan Chase, Silicon Valley Bank, Bank of America, Wells Fargo) to feed the cash application engine.